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Receive stablecoin payments at checkout in minutes.

What is Wino Pay

What is Wino Pay

Wino Pay is a merchant checkout app that allows businesses to accept stablecoins at checkout. Payments settle on-chain within seconds while merchants retain full control over their funds.

Instant settlement

Instant settlement

Seconds, not days.

Low network fees

Low network fees

Pay cents, not percentages.

Non-custodial

Non-custodial

You control the keys.

Borderless

Borderless

No geographic limits.

Built for real commerce

Built for real commerce

Designed for modern merchants — from retail stores to online businesses — operating in both regulated and crypto-friendly markets.

Receive

Receive

Supported stablecoins & networks

Accept leading stablecoins and major blockchain networks with fast confirmation and predictable fees.

USDC

Stablecoin

USDT

Stablecoin

Ton

Network

BSC

Network

Tron

Network

Solana

Network

How funds are secured

How funds are secured

All wallets are fully non-custodial. Merchants and customers control their private keys at all times. Transactions are irreversible once confirmed on-chain, eliminating chargebacks and third-party fund freezes.

Built for

Built for

Retail, online & service businesses

Accept crypto payments in physical stores, online checkouts, or service environments using a simple QR-based flow.

Start accepting stablecoin payments in minutes

Built for any business that wants to add stablecoin payments without changing its core workflow.

How Wino Pay works

How Wino Pay works

Create a payment

Enter the amount in Wino Pay a QR code is generated instantly.

Customer pays

The customer scans the QR code from their wallet and confirms the payment.

Funds settle on-chain

Payment is confirmed on the blockchain in seconds and appears in your wallet.

Why stablecoins

Why stablecoins

Stablecoin adoption is accelerating worldwide. Businesses are increasingly using blockchain rails for settlement due to lower fees, instant finality, and global accessibility.

$33 trillion

$33 T

Stablecoin payment volume worldwide in 2025
Stablecoin payment volume in 2025

~$0.1

~$0.1

Average network fee per transaction

Questions

Questions

© 2026 Mate App LLC. All rights reserved.
Wino Ecosystem is a suite of software products offered by Mate App LLC, including Wino Pay, Wino Bank, and Wino ID. Wino Bank is not a bank or financial institution; it is a software dashboard. Non-custodial: Wino does not custody funds or control user wallets; payments are sent directly from the customer’s wallet to the merchant’s wallet. Digital asset payments involve risk—read the Risk Disclosure. Contact: support@winobank.com

Wino

Designed for real-world usage.
© 2026 Mate App LLC. All rights reserved.
Wino Ecosystem is a suite of software products offered by Mate App LLC, including Wino Pay, Wino Bank, and Wino ID. Wino Bank is not a bank or financial institution; it is a software dashboard. Non-custodial: Wino does not custody funds or control user wallets; payments are sent directly from the customer’s wallet to the merchant’s wallet. Digital asset payments involve risk—read the Risk Disclosure. Contact: support@winobank.com